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The Best Student Loans: How to Borrow Smarter

The College Pod

So, if you find you can't afford college without some amount of loans, it’s important to consider how much you borrow because you’ll have to pay it back later, with interest. Think of student loans as a double-edged sword. Federal Student Loans Federal student loans are usually the best place to start when borrowing for college.

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How to Choose An Affordable College: 10 Key Factors to Consider

The College Pod

If loans are necessary, financial experts believe you should not borrow more than your child’s expected starting salary post-graduation. Student loan calculators can project monthly payments and loan payoff timelines, which vary by loan size, interest rates, and repayment terms. This helps prevent overwhelming debt.

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What is the FAFSA: A Complete Guide for Parents

The College Pod

The Free Application for Federal Student Aid (FAFSA) is a form that students and parents complete to become eligible for financial aid, including federal grants, loans, and work-study programs. By filling out the FAFSA, students can access financial aid from the federal government, state, and the college to help pay for college.

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Why Every Family Should Apply for Financial Aid

The College Pod

Every year, millions of families skip filling out the FAFSA (Free Application for Federal Student Aid) because they assume they won’t qualify for financial aid. But here’s the truth: skipping the FAFSA could mean missing out on thousands of dollars in aid—not just need-based aid, but other forms of financial help as well.

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What is Student Aid Index (SAI)?

The College Pod

However, many colleges might meet this "financial need" with a mix of financial aid that includes loans. These include Subsidized Loans (need-based) and Unsubsidized Loans (not need-based). Colleges may also combine federal aid with state and institutional aid, including scholarships and grants to meet your financial need.

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8 Ways We Can Help Our College Students During Uncertain Times

Grown & Flown

student grants and loans, civil rights investigations, etc.) student grants and loans, civil rights investigations, etc.) Life is decidedly unfair.Five years ago, your child (and you!) Students may feel unsettled and wonder what their college experience will look like. Here is how parents can support them.

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Didn’t Get into Your Dream School? Here’s Why It’s Okay

The College Pod

Moving Forward It’s okay to feel disappointed if your dream school didn’t work out, but don’t let that disappointment overshadow the great opportunities in front of you. Separate free money from loans. Loans do—so pay attention to how much debt you'd need to take on. It’s that time—college acceptance letters are rolling in.